Ways to pay for your Tango orders

• Add a bank account to your Tango account and transfer funds from that bank account to pre‑fund your Tango account.

  Note:

  US customers can add bank accounts and deposit funds via the Tango portal. For questions, contact your Customer Success Manager (CSM) or success@tangocard.com.

• You can transfer funds as soon as the bank account is successfully added. It may take 5–6 business days for the funds to finish processing and become available for orders. See Pre-fund with your bank account.

• To pre-fund your Tango account, initiate a transfer from your bank using ACH or Wire. Both ACH and Wire can be completed online or in person at your bank. The ACH and Wire details required by your bank are available in the Tango portal. See Pre-fund your account with ACH or Wire .

• ACH is for US customers only and takes 3-5 business days to process once the Tango Funding team receives the confirmation of ACH payment from your bank.

• Wire transfer is for US and international customers and takes about 1-2 business day to process once the Tango Funding team receives the confirmation of Wire payment from your bank. See Pre-fund your account with ACH or Wire.

Credit cards

Use a registered credit card on your Tango account to pre-fund your account immediately. There is a 2.9% processing fee for credit card transactions.
See the following documents:

• Pre-fund your account with a credit card
• Add credit cards

Physical check

Send physical checks to pre-fund your Tango account. Once the check has been received by mail, it processes within seven business days. See Pre-fund your account with a check.

Use a registered credit card on your Tango account  to pay for your rewards at checkout .  You can also register a credit card at checkout if you have Manage Permissions for Funding. There is a 2.9% processing fee for credit card transactions. See the following documents:

• Pay at checkout
• Add credit cards

Pay with your Tango account’s pre-funded balance. If there aren’t sufficient funds available, you can deposit funds, or transfer between two active Tango accounts on the same platform that use the same currency. You must be a Tango user with Manage Permissions for Funding to transfer funds. See the following documents:

• Transfer funds on a Tango platform
• Pre-fund your account with a credit card

✔ You need funds ASAP

Use Wire Transfer or Credit Card

• Wire: 1–2 days

• Credit Card: Immediate (with processing fee)

✔ You prefer no fees

Choose Bank Account Transfer, ACH, or Check

• ACH and Bank Account have multi‑day waits

• Check is slowest and will process in 7 days once received.

✔ You operate outside the U.S.

Use Wire Transfer

• Only ACH and Bank Account are US-only

• Wire is available internationally

✔ You handle high-volume or recurring funding

Choose ACH or Bank Account Transfer for cost savings and predictable processing.

• Only ACH and Bank Account are US-only

✔ Your finance team requires paper checks

Use Physical Check

• Takes ~7 business days after received.

• No fee.

• Suitable for gov/nonprofit or strictly check‑based finance teams.

✔ You want to pay only when placing an order, not keep a balance

Pay at Checkout (Credit Card)

• “Pay as you go” without pre-funding.

• Uses a registered credit card; 2.9% fee. Great for ad‑hoc or low‑frequency senders.